Interest Free Credit

Reasons to use DivideBuy

Quick application
 Complete the checkout and receive a decision in less than 60 seconds 

96% approval rate 
If you don’t have a good credit history, we may still be able to offer you credit if you can provide a guarantor 

No paperwork required 
All documents are in digital format and signed using e-signature 

No hidden fees and 0% interest APR 
Spreading the cost of your order will not cost you a penny more than paying for it upfront

DivideBuy is an interest-free credit provider in partnership with retailers bringing you 0% APR credit on selected products online. 

You can spread the cost on one or multiple qualifying items online by simply clicking the DivideBuy button.  

You can choose instalment options from 3 to 12 months, and your application will take 60 seconds. Once approved, you electronically sign your agreement and the retailer will process your order. 

With DivideBuy you get access to these great features: 

  • View your credit agreement
  • View your instalment amounts and dates
  • Change you card details
  • Pay instalments in advance
  • Review your payment history
  • Change or update your contact details

To access your account or to find out more about DivideBuy, please visit us at 

Alternatively, call our customer service team who are available on 0800 0850885.


  • What are the requirements for credit?
    Be a permanent UK resident and have lived at your address for longer than one year
    Have a debit or credit card
    Have a valid UK mobile phone number
  • Will a credit check be performed?
    Yes. DivideBuy uses Callcredit to perform its credit checks but they will not leave a footprint on your credit report i.e. other lenders will not be able to see that we have looked at your credit score.
  • Will I have to pay a deposit?
    Yes - we will take your first instalment on completion of your order. You may have to pay an enhanced deposit based on a combination of your Callcredit credit score, the size of your order and the number of instalments you have selected.
  • How many instalments can I spread the cost over?
    Depending on the total cost of your order, you may be able to spread the cost over 3, 6, 9 or 12 instalments.
  • What happens if I want to end my agreement early?
    DivideBuy offers the option to repay the remaining balance on your account at any point with no extra charges or fees to pay. You can do this by logging into your DivideBuy account on our website.
  • Are there any other charges or fees?
    There is 0% APR interest and no hidden fees or setup fees. The price you see is the price you pay. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments, but this is all explained in your credit agreement before you complete the checkout process.

Instalment Plans are provided by DivideBuy ( DivideBuy is a trading name of Rematch Credit Limited, company number 08097204. Rematch Credit is authorised by the Financial Conduct Authority, registered number 626266.)